Upon completing a simple onboarding form in the app, users access an instant revolving credit line, which they can immediately use to get an advance for shopping—online and offline at thousands of stores—and which they can pay later.


In addition to shopping, the mobile app also offers consumers a range of other ways to use their instant advance, including issuing a virtual credit card, transferring money to their bank account or telephone, sending money to family and friends, and paying utility bills. Mokka app is a one stop easy advance solution.

The Mokka Virtual Card is especially popular with consumers. Issued instantly in the mobile app, the card can be used for shopping anywhere via Google Pay or Apple Pay and paying for everything in easy monthly installments.

Users can easily navigate through their favorite brands and find the best Buy Now Pay Later deals and shops near them. Search, filtering and sorting features help to make users' experience smooth, while an interactive map provides the closest location of stores where they can make purchases with their digital advance. Users can select their favorite stores to see the deals on the main page of the app and receive notices of special promotions.

Customer support is at your fingertips with Mokka. The app contains easy to search FAQ and integrates the LiveTex chat platform to deliver instant customer support.

Users receive push notifications to remind them of billing dates and can track their payments schedule, make payments or postpone them to a later date. To make a payment users can add bank card details in the app or set up regular autopayments. Best2Pay payments gateway is integrated into the app to deliver instant card payment processing.

Users can access history of all their advances and payments. In addition, they can customize their profile, change personal details, select favorite stores, and sign up for alerts and notifications.